Chap­ter 95 of We Solve Mur­ders begins in a tense and unnerv­ing atmos­phere, with Amy find­ing her­self in a pre­car­i­ous sit­u­a­tion with Jeff, whom she has restrained after a vio­lent alter­ca­tion. She has quick­ly fash­ioned a lemon-col­ored sweat­shirt into a makeshift tourni­quet, wrap­ping it tight­ly around his thigh to stop the bleed­ing. Although Jeff is undoubt­ed­ly in excru­ci­at­ing pain, he remains silent, his com­po­sure dri­ven not only by a strong sense of self-respect but also by the dan­ger­ous threat posed by Amy’s gun, which is pressed firm­ly against his tem­ple. They are not being trans­port­ed in a car, as one might expect, but are instead hid­den away in Henk’s pri­vate den, sug­gest­ing that there is more at play in this inter­ac­tion than mere vio­lence. This con­cealed loca­tion adds to the ten­sion, hint­ing at a more elab­o­rate manip­u­la­tion that is tak­ing place behind the scenes.

The con­ver­sa­tion takes an unex­pect­ed turn when Jeff observes Susan Knox, sit­u­at­ed in the near­by board­room, not just review­ing files, but active­ly eras­ing them. His sus­pi­cion grows as he real­izes that Susan is not mere­ly going over paper­work, but is inten­tion­al­ly delet­ing vital records, fur­ther com­pli­cat­ing the sit­u­a­tion. Amy, aware of Jeff’s increas­ing curios­i­ty, care­ful­ly address­es him, ask­ing him to promise to stay qui­et if she low­ers the gun. Their con­ver­sa­tion inten­si­fies as she tight­ens the tourni­quet around Jeff’s leg, and their ears catch snip­pets of Susan’s phone con­ver­sa­tion. It becomes evi­dent that Susan is reach­ing out to some­one, dis­cussing Jeff’s cur­rent predica­ment, which sig­nals that a deep­er con­spir­a­cy is at play, mak­ing Jeff’s ear­li­er assump­tions seem naive and incom­plete.

As Amy and Jeff con­tin­ue their dis­cus­sion, Amy reveals the shock­ing rea­son behind her deci­sion to shoot him—it was all part of a test to assess Susan’s loy­al­ty. This rev­e­la­tion adds a lay­er of com­plex­i­ty to the sit­u­a­tion, as Amy and Jeff begin to dis­cuss Susan’s long tenure at the com­pa­ny, her impres­sive salary, and her seem­ing­ly sus­pi­cious liv­ing arrange­ment in Hamp­stead. Through this analy­sis, they begin to unrav­el a poten­tial betray­al, sug­gest­ing that Susan may have been manip­u­lat­ing Jeff finan­cial­ly for some time. Ini­tial­ly, Jeff dis­miss­es these accu­sa­tions, unable to believe that Susan would have tak­en such extreme mea­sures. How­ev­er, as Amy lays out the mount­ing evi­dence, Jeff is forced to face the unset­tling pos­si­bil­i­ty that Susan’s influ­ence on his finan­cial deal­ings was far more sig­nif­i­cant than he real­ized.

The sit­u­a­tion esca­lates when Amy receives a phone call from Susan, who con­firms Jeff’s involve­ment in finan­cial mis­con­duct. Susan, in a tone of dis­be­lief, express­es regret at not notic­ing his schemes ear­li­er, now sug­gest­ing that Amy’s only recourse is to elim­i­nate Jeff to pre­vent him from con­tin­u­ing his decep­tive activ­i­ties. This rev­e­la­tion shocks Jeff, forc­ing him to con­front the bit­ter real­i­ty that he has not only allowed his actions to harm oth­ers, but he has also neglect­ed Susan, mak­ing her feel jus­ti­fied in resort­ing to such dras­tic mea­sures. His mind races as he process­es the grav­i­ty of the sit­u­a­tion, grap­pling with the weight of betray­al and regret that has now cloud­ed his judg­ment.

Despite the ris­ing ten­sion and the dark rev­e­la­tions, the chap­ter con­cludes with a sur­pris­ing moment of cama­raderie between Amy and Jeff. In a rare instance of vul­ner­a­bil­i­ty, they share a brief hug, sig­nal­ing a tem­po­rary but mean­ing­ful res­o­lu­tion in their com­plex and fraught rela­tion­ship. This unex­pect­ed moment offers a stark con­trast to the ten­sion that has built up through­out the chap­ter, sug­gest­ing that, despite every­thing that has tran­spired, some part of their bond still remains intact. Amy’s part­ing words empha­size the del­i­cate nature of trust and appre­ci­a­tion in rela­tion­ships, high­light­ing how these frag­ile ele­ments can be so eas­i­ly bro­ken when manip­u­la­tion and deceit come into play. The chap­ter not only explores the intri­ca­cies of loy­al­ty and betray­al but also serves as a poignant reminder of how eas­i­ly rela­tion­ships can become entan­gled in moral gray areas. It under­scores the impor­tance of self-reflec­tion, hon­esty, and the need to care­ful­ly nav­i­gate pro­fes­sion­al and per­son­al bound­aries in a world full of manip­u­la­tion and mis­trust.